Our attorneys have helped people just like you with unsecured and credit card debt problems, whether individual or business related. NLDC was established to help people just like you with financial debt problems on unsecured loans. NLDC is not a debt consolidation loan company. We negotiate, through mediation, debt settlements on your unsecured and credit card debt that can save you 60% or more.

ACCC is more than just a credit counseling agency, we also provide education workshops to consumers. These workshops include such topics as budgeting, spending plans, identity theft, and financial management. Save 30-50% on interest and monthly payments.  Payoff your credit card debt in 4 - 7 years, instead of 20 - 30!  Avoid the 10 year bankruptcy penalty on your credit rating.  Handle all of your accounts for you with one monthly payment.

Let our nationwide debt management program help you reclaim control of your finances. We have help thousands through the successful implementation of our debt management program. Our certified counselors will structure a repayment plan that works for you. Take the next step and let us help you become debt free!